Escape Debt

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An image for a link to how Escape Debt provide IVA management debt help that can assist you in reducing your debts. For an IVA assessment or IVA application, take action today and contact Escape Debt.

IVA / Individual Voluntary Arrangement

Need IVA advice? Escape Debt provide expert IVA help on how to reduce your overall level of debt by paying back your creditors a percentage of what you owe, interest-free, over a five-year period.

What is an Individual Voluntary Arrangement?

An Individual Voluntary Arrangement (IVA) is a formal agreement dealing with creditors with a single, reduced debt payment each month. If you are looking for bankruptcy alternatives, you'll find our IVA advice can comprehensively deal with your creditors and solve your debt problems whilst reducing the consequences of bankruptcy

An IVA lasts for a mutually agreed length of time (usually five years), and while managing your cash flow to creditors it prevents any interest or charges being added by them whilst the IVA is ongoing. Once in place, your creditors cannot suddenly demand changes, leaving you to pay off an affordable amount each month, subject to your ongoing personal circumstances. This means no nasty surprises for you whilst still respecting your creditors rights - everybody wins.

How will an IVA affect my life?

Applying for an Individual Voluntary Arrangement allows us to start negotiating with your creditors and begin paying off your debt. Once Individual Voluntary Arrangements are complete, any outstanding debt included within the arrangement is written off. Your creditors cannot demand increased payments once the arrangement is in place, and cannot demand further payments for any debt outstanding at the end of the arrangement. You are also protected from any legal action your creditors might threaten. You can report any creditor harassment to us, safe in the knowledge that so long as you continue your payments, you are in the right.

An IVA won't threaten your career prospects - so if you are a member of our armed forces or police, or a working professional, you have nothing to worry about. Life after bankruptcy can be difficult, even after you deal with your debt. Successfully applying for a mortgage after bankruptcy is extremely difficult - whereas an IVA improves your chances of success, and helps you to continue with your life.

Apply today or call free on 0800 092 6350 to find out how we can clear your debts.

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Get debt help and advice that won't let you down

We offer a confidential, professional solution for those dealing with debt collectors, perhaps struggling with gambling debt or looking to ease a consumer debt crisis resulting from student debt or mortgage debt. We are used to helping customers with a wide variety of debt problems such as a failure to pay credit card debt, and we are certain we can help you.

Don't understand the ways to get out of debt? We do.

Don't be intimidated by the range of posible debt management policy options available to you. We can advise you to find what the right solution is for you. If you don't know your protected Scottish trust deed from your IVA debt management plan, we can help you. It is in our interests to find the best possible method to help you escape from debt. We want your debt escape to be painless and easy. We've helped thousands of people already and our debt help and advice can help you too.

Struggling with bankruptcy / insolvency? We can help.

Escape Debt use advanced debt relief solutions that have helped thousands of UK residents with claiming bankruptcy, or helping those who need help with debt with our professional advice on getting a mortgage after bankruptcy. If you believe that you need to declare insolvency, contact us and let us ease your mind.

Escape Debt are debt consolidation experts

While there are many debt consolidation companies out there, there are unfortunately far too many 'cowboys' who are all too happy to charge you extortionate fees whilst not really helping you out. We are different. Escape Debt prides itself on being an ethical company; we want to clear your debts with what we have been told are the best debt consolidation services available. If you are trying to eliminate credit card debt and cope with your loans, you don't have to struggle alone. Let us be your personal debt busters.

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