The best debt management plan, simple debt management advice

If you are struggling to deal with your creditors each month, you may feel that bankruptcy is your only solution to your debt problems. Stop!

The Rebuild Plan is an advanced debt management plan unique to Escape Debt which is proven to help thousands of people like yourself. If you're having difficulty making ends meet or if you believe you will soon face a change in your financial situation, the unique Rebuild Plan could be your fast track to lasting debt relief.

How to qualify for the Rebuild Debt Management Plan

It's easy to apply to us for debt relief. You only need to fit these simple criteria:

• You have £50 of available income each month
• You are a legal UK citizen.

Contact Escape Debt and you are under no obligation. We can provide assistance and get an understanding of your situation quickly and professionally. If you are happy to proceed, Escape Debt can then begin working towards getting rid of debts for you. You will be kept informed at every step of the way. You can contact us free on 0800 092 6350 or, if you would prefer that we called you back at a particular time of day, when you have more time - or via e-mail - please fill in the form with your details.

We can solve your debt problems

We've helped thousands of people to escape debt, with our professional debt advice. Our advanced debt management plan is not simply debt consolidation but a comprehensive debt relief system. You just make one affordable payment to us each month - and we deal with your creditors for you, reducing your debts, rebuilding your credit rating. Our debt management plan can often help to reduce your interest and freeze additional charges, saving you money. If you think that claiming bankruptcy is your only option to end your debt problems, contact Escape Debt - we aim to rebuild your hopes as well as your finances.

Cancellation and Cooling Off

You can adjust or cancel your debt management plan at any time - for example, should you receive a large windfall payment. Our team will monitor your debt management plan - should your circumstances change or an alternative debt management plan become available, we will inform you so that you make an informed decision. You can contact us for information at any point - we're here to help.

You have a cancellation right which is sent out in the written information sent to you. You are also entitled to a 'cooling off' period, which ends seven working days after you receive your contract documents. If you change your mind during this cooling off period any monies paid will be returned to you with no charge being made.

Advantages:

• Monthly payments are calculated by assessing your disposable income (the amount you have left when all your essential expenses have been paid from your income)
• We work on your behalf to aim to freeze or reduce the interest on your accounts
• It is not public knowledge that you are on a Debt Management plan
• We will deal with all of your creditors, negotiating on your behalf and dealing with any paperwork you receive
• If your circumstances change a Debt Management plan can be re-assessed to make the repayments more affordable (you can increase or usually decrease your payments if needed)
• As standard we will review your Debt Management plan every six months to check if you have had any changes to your circumstances and to check for any other, more appropriate repayment methods if they are suitable
• You are not tied in to a fixed repayment term on a Debt Management plan

Disadvantages: 

• You will have to pay your debts back in full, because you are paying less than the contractual repayments it will take you a longer time to repay the accounts 

• We cannot force creditors to accept offers or freeze interest. 
• Creditors may still take court action against you. 
• A Debt Management plan will affect your credit rating because you are breaking the contractual repayments on the accounts. 
• We are a fee charging company therefore we will deduct a monthly management fee to run your Debt Management plan